Launch HN: Palus Finance (YC W26): Better yields on idle cash for startups, SMBs
Summary
Palus Finance launches a treasury management platform for startups and SMBs to earn higher yields on idle cash using a short-duration floating-rate agency MBS portfolio. The service emphasizes a simple UX, Plaid-based connectivity to existing bank accounts, and a target yield of 4.5–5% with a 0.25% annual fee, positioning itself as an alternative to traditional money market funds.